Nebraska & Iowa Apartment Renters Insurance
Independent agency serving the renters insurance needs of Omaha, Lincoln, Council Bluffs, and all of Nebraska and Iowa since 2010.
Your apartment is a valuable asset and an integral part of your daily life. That’s why having the right apartment renters insurance policy in Nebraska or Iowa is so important. If your apartment were damaged or destroyed, would your policy offer enough protection to get your life back on track?
Vintage Financial Insurance of Omaha, NE can help you find a apartment renters insurance policy that will offer you the protection you need at a price you can afford.
About Apartment Renters Insurance in Nebraska and Iowa
Apartment renters insurance offers financial protection if you suffer a loss to any of your belongings inside of your apartment. In addition to providing protection for your belongings, the right policy will also cover you in the event someone is injured while on your property and wins a legal judgment against you.
What does apartment renters insurance cover?
Every apartment renters insurance policy is different, but most policies provide the following coverages:
Personal Property Coverage
Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Personal Property Insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss.Personal Liability Coverage
Personal Liability Coverage
Personal Liability CoveragePersonal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world.
This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household.
Additional Living Expenses
If you can’t live in your apartment because of a covered loss, your renters insurance policy will pay additional living expenses.
Every home is unique – talk to us today to find out how to get the best price and value on homeowners insurance in Nebraska or Iowa.